Built from the Inside Out
TechFers was born from hands-on experience inside the card processing industry — and a clear view of the gap that no one else was filling.
From the Inside of i2c — to Building the Bridge
Our journey started deep inside i2c — one of the most powerful and configurable card processing platforms in the world. Working directly within the platform, we built and managed card programs from the ground up. We configured BINs, defined service stacks, set fraud parameters, managed MCC restrictions, handled card issuance, reconciled balances, and ran the day-to-day operations that keep a live card program healthy.
Over time, a pattern became impossible to ignore. Fintechs and banks launching on i2c — and on other major processors like Marqeta, Paymentology, and Thread — were struggling. Not because they lacked ambition or product vision. But because the operational layer between a processor and a client is extraordinarily complex, and that complexity was sitting entirely on their shoulders.
Card processors are infrastructure companies. They build powerful platforms — but they are not set up to hand-hold every client through every configuration decision, every parameter update, every fraud rule, every BIN setup, every campaign launch. That operational gap — between what the processor provides and what the client actually needs to run a successful programme — was where fintechs were losing time, money, and momentum.
That is exactly the gap TechFers was built to fill.
"Fintechs had the product vision. Processors had the infrastructure. But the operational layer in between — the configuration, the rules, the day-to-day management — was falling through the cracks. We built TechFers to be exactly that layer."— TechFers Founding Team
The Gap Between Issuer and Client
Every fintech launching a card programme faces the same hidden challenge — and most don't realise how much it's costing them until they're already in it.
Configuration is Complex
Processors like i2c have thousands of configurable parameters. Getting them right — for your specific programme, your use case, your risk appetite — requires deep platform knowledge that takes years to develop.
Processors Are Not Consultants
Processor support teams handle technical issues — they are not set up to advise on programme design, optimise fraud rules, manage campaigns, or run day-to-day card operations on your behalf. That is a different skillset entirely.
Mistakes Are Expensive
A misconfigured fraud rule can block legitimate transactions. A wrong MCC restriction can kill a use case overnight. A balance discrepancy left unresolved becomes a financial liability. These are not theoretical risks — we have seen them happen repeatedly.
TechFers Fills the Gap
We sit between the processor and the client — providing the operational expertise, the platform knowledge, and the hands-on execution that turns a processor relationship into a working, healthy, optimised card programme.
Operational Excellence at Every Level
Our mission is straightforward: to be the most reliable card program operations partner a fintech or bank can have. Not a consultant that delivers a report and disappears. Not an agency that hands your work to a junior team. A hands-on, expert operations layer that takes ownership of the work and delivers results.
We bring experience earned inside the processor ecosystem — and we apply it entirely in service of our clients. When your programme is live, well-configured, and performing, that is our measure of success.
Precision
Every parameter, service flag, and fraud rule is configured with exactness. We treat configuration as a discipline — never an approximation.
Security
Fraud parameters and risk controls are embedded into every engagement from day one — not added as an afterthought.
Speed
Fintechs move fast. Our structured process gets programmes live quickly without cutting corners on quality or compliance.
Partnership
We are your operations team. Long-term programme health and continuous optimisation is how we define a successful engagement.
End-to-End Card Programme Operations
From the moment a BIN is defined to ongoing live programme management — TechFers covers the full operational lifecycle.
Setup & Configuration
New card programme creation, BIN definition, service configuration, parameter setup, and fraud rule implementation across all four major processors.
Ongoing Operations
Day-to-day management of existing card programmes — parameter updates, MCC restrictions, cardholder profile updates, and service additions.
Card Issuance
Bulk and single issuance of both profiled and non-profiled cards — covering gift cards, prepaid products, and full KYC-verified programmes at any scale.
Analytics & Reporting
Transaction analysis, balance discrepancy identification at programme and card level, and scheduled reporting to drive better programme decisions.
Engagement & Growth
Coupon management, campaign definition, and customer engagement programmes configured at the card programme level.
Risk & Compliance
Fraud parameter management, MCC-based restrictions, and balance reconciliation to keep your programme within approved risk boundaries.
Four Platforms. One Expert Team.
We hold deep operational expertise across the industry's leading card processing platforms — so you get specialist knowledge regardless of which processor you use.
Where our expertise was originally forged. Deep, native knowledge of i2c configuration, programme management, and operational workflows.
The developer-first modern card issuing platform. We configure and manage Marqeta programmes with a focus on speed, compliance, and operational clarity.
Robust issuer processing infrastructure for banks and fintechs. We deliver full configuration and operations management across the Paymentology platform.
Modern embedded finance infrastructure. We manage Thread card programme operations with full understanding of its API and configuration layer.
Ready to Bridge the Gap?
Whether you are launching a new programme or need operational support on a live one — we would like to talk.